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First Resource Bank
Exton, PA · FDIC Certificate #57967 · Chartered 05/0
Total assets
$840.92M
Total deposits
$749.91M
Total equity
$69.75M
Net loans
$721.12M
Branches (offices)
3
Net income (YTD)
$5.62M
Rank: #1,203 of 4,213 U.S. banks by assets · #50 of 109 in Pennsylvania. Assets changed 20.6% and deposits 24.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 16.78% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 8.29% |
| Tier 1 leverage ratio | 8.62% |
| Uninsured deposits (share of deposits) | 28.2% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 96.2% |
| Real estate loans (share of loans) | 95.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $685.59M | 95.1% | |
| Commercial & industrial | $40.91M | 5.7% | |
| Consumer / individual | $309.00K | 0.0% | |
| Construction & development | $103.00M | 14.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $477.36M | $415.72M | $2.78M | $37.30M |
| Jun 2023 | $564.93M | $475.80M | $2.79M | $42.65M |
| Jun 2024 | $640.65M | $536.68M | $2.76M | $48.72M |
| Jun 2025 | $697.22M | $600.69M | $3.74M | $55.51M |
| Jun 2026 | $840.92M | $749.91M | $5.62M | $69.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $749.91M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $749.91M.
Similar-sized banks
Bank Of Sun Prairie ($841.18M) · First Utah Bank ($840.30M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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