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First State Bank Of Le Center
Le Center, MN · FDIC Certificate #9330 · Chartered 01/0
Total assets
$110.42M
Total deposits
$92.30M
Total equity
$12.08M
Net loans
$76.85M
Branches (offices)
2
Net income (YTD)
$1.04M
Rank: #3,601 of 4,213 U.S. banks by assets · #162 of 221 in Minnesota. Assets changed 0.0% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 17.50% |
| Net interest margin (YTD) | 4.69% |
| Equity to assets | 10.94% |
| Tier 1 leverage ratio | 11.15% |
| Uninsured deposits (share of deposits) | 14.0% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 83.3% |
| Real estate loans (share of loans) | 53.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.39M | 53.9% | |
| Commercial & industrial | $10.35M | 13.5% | |
| Consumer / individual | $6.31M | 8.2% | |
| Construction & development | $2.08M | 2.7% | |
| Agricultural | $19.08M | 24.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $107.50M | $92.98M | $512.00K | $9.58M |
| Jun 2023 | $105.89M | $91.48M | $567.00K | $9.35M |
| Jun 2024 | $105.27M | $89.74M | $812.00K | $10.32M |
| Jun 2025 | $110.38M | $93.29M | $593.00K | $11.16M |
| Jun 2026 | $110.42M | $92.30M | $1.04M | $12.08M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $92.30M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $92.30M.
Similar-sized banks
The Bank Of Grain Valley ($110.62M) · Bank Of Louisiana ($110.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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