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Banks · Missouri

The Bank Of Grain Valley

Grain Valley, MO · FDIC Certificate #8564 · Chartered 05/1

Total assets
$110.62M
Total deposits
$85.31M
Total equity
$25.03M
Net loans
$65.76M
Branches (offices)
2
Net income (YTD)
$1.15M
Rank: #3,600 of 4,213 U.S. banks by assets · #170 of 190 in Missouri. Assets changed 2.1% and deposits 1.5% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)2.14%
Return on equity9.31%
Net interest margin (YTD)4.67%
Equity to assets22.63%
Tier 1 leverage ratio23.96%
Uninsured deposits (share of deposits)32.1%
Noncurrent loans (share of loans)0.00%
Net charge-offs (share of loans)0.00%
Loans to deposits77.1%
Real estate loans (share of loans)82.0%

Loan mix

CategoryAmountShare
Real estate loans$53.90M
82.0%
Commercial & industrial$11.96M
18.2%
Consumer / individual$906.00K
1.4%
Construction & development$2.19M
3.3%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$115.26M$94.26M$912.00K$20.87M
Jun 2023$110.91M$89.28M$1.06M$21.41M
Jun 2024$109.45M$86.53M$1.13M$22.68M
Jun 2025$108.38M$84.01M$1.18M$24.12M
Jun 2026$110.62M$85.31M$1.15M$25.03M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Missouri$85.31M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $85.31M.

Similar-sized banks

Pikes Peak National Bank ($110.76M) · First State Bank Of Le Center ($110.42M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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