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Freeport State Bank
Freeport, MN · FDIC Certificate #8210 · Chartered 01/0
Total assets
$165.46M
Total deposits
$147.94M
Total equity
$16.86M
Net loans
$113.38M
Branches (offices)
3
Net income (YTD)
$926.00K
Rank: #3,199 of 4,213 U.S. banks by assets · #126 of 221 in Minnesota. Assets changed -1.6% and deposits -2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.11% |
| Return on equity | 11.18% |
| Net interest margin (YTD) | 4.40% |
| Equity to assets | 10.19% |
| Tier 1 leverage ratio | 10.69% |
| Uninsured deposits (share of deposits) | 15.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 76.6% |
| Real estate loans (share of loans) | 64.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $73.02M | 64.4% | |
| Commercial & industrial | $15.55M | 13.7% | |
| Consumer / individual | $3.94M | 3.5% | |
| Construction & development | $3.00M | 2.6% | |
| Agricultural | $21.78M | 19.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $152.59M | $140.38M | $392.00K | $12.04M |
| Jun 2023 | $146.33M | $132.15M | $584.00K | $12.60M |
| Jun 2024 | $163.37M | $148.77M | $658.00K | $13.53M |
| Jun 2025 | $168.19M | $151.93M | $881.00K | $15.25M |
| Jun 2026 | $165.46M | $147.94M | $926.00K | $16.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $147.94M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $147.94M.
Similar-sized banks
Movement Bank ($165.48M) · Big Bend Banks, N.A. ($165.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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