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Banks · Texas

Big Bend Banks, N.A.

Marfa, TX · FDIC Certificate #3320 · Chartered 05/0

Total assets
$165.39M
Total deposits
$140.87M
Total equity
$24.27M
Net loans
$21.09M
Branches (offices)
2
Net income (YTD)
$1.35M
Rank: #3,200 of 4,213 U.S. banks by assets · #272 of 346 in Texas. Assets changed 2.2% and deposits -0.6% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.62%
Return on equity11.48%
Net interest margin (YTD)3.72%
Equity to assets14.68%
Tier 1 leverage ratio16.23%
Uninsured deposits (share of deposits)27.5%
Noncurrent loans (share of loans)0.00%
Net charge-offs (share of loans)0.37%
Loans to deposits15.0%
Real estate loans (share of loans)71.5%

Loan mix

CategoryAmountShare
Real estate loans$15.08M
71.5%
Commercial & industrial$2.24M
10.6%
Consumer / individual$4.08M
19.3%
Construction & development$316.00K
1.5%
Agricultural$257.00K
1.2%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$154.63M$135.64M$580.00K$18.76M
Jun 2023$160.75M$144.28M$853.00K$16.23M
Jun 2024$156.38M$138.82M$1.48M$17.28M
Jun 2025$161.80M$141.77M$1.12M$19.78M
Jun 2026$165.39M$140.87M$1.35M$24.27M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Texas$140.87M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $140.87M.

Similar-sized banks

Freeport State Bank ($165.46M) · State Bank & Trust Company ($165.09M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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