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Gateway Commercial Bank
Mesa, AZ · FDIC Certificate #58678 · Chartered 12/0
Total assets
$231.41M
Total deposits
$190.71M
Total equity
$25.75M
Net loans
$149.78M
Branches (offices)
1
Net income (YTD)
$1.70M
Rank: #2,805 of 4,213 U.S. banks by assets · #6 of 12 in Arizona. Assets changed 8.9% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.44% |
| Return on equity | 13.59% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 11.13% |
| Tier 1 leverage ratio | 12.00% |
| Uninsured deposits (share of deposits) | 39.3% |
| Noncurrent loans (share of loans) | 1.24% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 78.5% |
| Real estate loans (share of loans) | 76.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $115.10M | 76.8% | |
| Commercial & industrial | $36.75M | 24.5% | |
| Consumer / individual | $259.00K | 0.2% | |
| Construction & development | $22.66M | 15.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $206.56M | $177.30M | $1.22M | $16.85M |
| Jun 2023 | $196.23M | $158.63M | $964.00K | $19.01M |
| Jun 2024 | $199.81M | $160.91M | $713.00K | $20.79M |
| Jun 2025 | $212.50M | $179.66M | $1.32M | $23.50M |
| Jun 2026 | $231.41M | $190.71M | $1.70M | $25.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arizona | $190.71M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $190.71M.
Similar-sized banks
St. Clair County State Bank ($231.75M) · The Citizens State Bank Of Ouray ($231.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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