Advertisement
Gnbank, National Association
Girard, KS · FDIC Certificate #4673 · Chartered 07/0
Total assets
$1.05B
Total deposits
$851.06M
Total equity
$128.69M
Net loans
$720.50M
Branches (offices)
15
Net income (YTD)
$7.99M
Rank: #1,001 of 4,213 U.S. banks by assets · #19 of 183 in Kansas. Assets changed 7.1% and deposits 7.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.52% |
| Return on equity | 12.60% |
| Net interest margin (YTD) | 4.26% |
| Equity to assets | 12.22% |
| Tier 1 leverage ratio | 11.56% |
| Uninsured deposits (share of deposits) | 22.6% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 84.7% |
| Real estate loans (share of loans) | 49.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $356.59M | 49.5% | |
| Commercial & industrial | $130.71M | 18.1% | |
| Consumer / individual | $15.72M | 2.2% | |
| Construction & development | $25.85M | 3.6% | |
| Agricultural | $216.99M | 30.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $935.46M | $749.86M | $1.84M | $85.72M |
| Jun 2023 | $975.06M | $716.00M | $4.46M | $90.26M |
| Jun 2024 | $981.20M | $764.10M | $3.39M | $100.64M |
| Jun 2025 | $983.62M | $790.21M | $6.16M | $118.49M |
| Jun 2026 | $1.05B | $851.06M | $7.99M | $128.69M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $712.37M | 13 |
| Colorado | $138.69M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $851.06M.
Similar-sized banks
United Texas Bank, National Association ($1.05B) · Onelocal Bank ($1.05B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement