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United Texas Bank, National Association
Dallas, TX · FDIC Certificate #26626 · Chartered 04/0
Total assets
$1.05B
Total deposits
$790.84M
Total equity
$167.12M
Net loans
$634.94M
Branches (offices)
3
Net income (YTD)
$813.00K
Rank: #1,000 of 4,213 U.S. banks by assets · #87 of 346 in Texas. Assets changed 4.4% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.15% |
| Return on equity | 0.97% |
| Net interest margin (YTD) | 2.46% |
| Equity to assets | 15.86% |
| Tier 1 leverage ratio | 16.02% |
| Uninsured deposits (share of deposits) | 30.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.31% |
| Loans to deposits | 80.3% |
| Real estate loans (share of loans) | 83.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $531.38M | 83.7% | |
| Commercial & industrial | $88.09M | 13.9% | |
| Consumer / individual | $692.00K | 0.1% | |
| Construction & development | $26.89M | 4.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.15B | $807.79M | $7.09M | $134.90M |
| Jun 2023 | $1.36B | $972.02M | $7.66M | $146.27M |
| Jun 2024 | $1.04B | $747.19M | $7.05M | $159.55M |
| Jun 2025 | $1.01B | $721.49M | $8.16M | $168.86M |
| Jun 2026 | $1.05B | $790.84M | $813.00K | $167.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $790.84M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $790.84M.
Similar-sized banks
Farmers Bank & Trust ($1.05B) · Gnbank, National Association ($1.05B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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