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Grant County State Bank
Swayzee, IN · FDIC Certificate #15687 · Chartered 09/3
Total assets
$395.71M
Total deposits
$308.20M
Total equity
$46.32M
Net loans
$319.22M
Branches (offices)
3
Net income (YTD)
$5.97M
Rank: #2,075 of 4,213 U.S. banks by assets · #51 of 87 in Indiana. Assets changed 5.5% and deposits 5.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.03% |
| Return on equity | 26.20% |
| Net interest margin (YTD) | 4.09% |
| Equity to assets | 11.71% |
| Tier 1 leverage ratio | 11.73% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 2.35% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 103.6% |
| Real estate loans (share of loans) | 81.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $261.36M | 81.9% | |
| Commercial & industrial | $17.50M | 5.5% | |
| Consumer / individual | $18.46M | 5.8% | |
| Construction & development | $8.90M | 2.8% | |
| Agricultural | $27.78M | 8.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $286.28M | $214.70M | $3.58M | $31.10M |
| Jun 2023 | $287.58M | $210.30M | $4.89M | $36.67M |
| Jun 2024 | $332.85M | $254.02M | $5.55M | $42.89M |
| Jun 2025 | $375.23M | $292.44M | $5.82M | $46.67M |
| Jun 2026 | $395.71M | $308.20M | $5.97M | $46.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $308.20M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $308.20M.
Similar-sized banks
The Farmers State Bank Of Oakley, Kansas ($396.06M) · Peoples State Bank Of Hallettsville ($395.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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