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The Farmers State Bank Of Oakley, Kansas
Oakley, KS · FDIC Certificate #1867 · Chartered 03/1
Total assets
$396.06M
Total deposits
$295.13M
Total equity
$46.86M
Net loans
$263.41M
Branches (offices)
2
Net income (YTD)
$2.54M
Rank: #2,074 of 4,213 U.S. banks by assets · #54 of 183 in Kansas. Assets changed 30.7% and deposits 39.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 11.15% |
| Net interest margin (YTD) | 3.54% |
| Equity to assets | 11.83% |
| Tier 1 leverage ratio | 11.61% |
| Uninsured deposits (share of deposits) | 39.9% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 89.3% |
| Real estate loans (share of loans) | 62.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $164.74M | 62.5% | |
| Commercial & industrial | $24.54M | 9.3% | |
| Consumer / individual | $3.38M | 1.3% | |
| Construction & development | $6.64M | 2.5% | |
| Agricultural | $67.32M | 25.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $212.79M | $156.40M | $1.45M | $26.08M |
| Jun 2023 | $250.59M | $172.44M | $1.78M | $26.43M |
| Jun 2024 | $276.83M | $196.95M | $1.89M | $32.15M |
| Jun 2025 | $302.98M | $211.58M | $2.06M | $34.91M |
| Jun 2026 | $396.06M | $295.13M | $2.54M | $46.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $295.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $295.13M.
Similar-sized banks
First Iowa State Bank ($396.12M) · Grant County State Bank ($395.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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