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Halstead Bank
Halstead, KS · FDIC Certificate #17451 · Chartered 03/1
Total assets
$205.90M
Total deposits
$187.72M
Total equity
$17.41M
Net loans
$143.04M
Branches (offices)
4
Net income (YTD)
$1.66M
Rank: #2,941 of 4,213 U.S. banks by assets · #93 of 183 in Kansas. Assets changed 5.8% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 19.01% |
| Net interest margin (YTD) | 4.65% |
| Equity to assets | 8.45% |
| Tier 1 leverage ratio | 8.56% |
| Uninsured deposits (share of deposits) | 34.4% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 70.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $100.70M | 70.4% | |
| Commercial & industrial | $11.94M | 8.3% | |
| Consumer / individual | $8.24M | 5.8% | |
| Construction & development | $14.23M | 9.9% | |
| Agricultural | $22.34M | 15.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.94M | $159.04M | $518.00K | $11.56M |
| Jun 2023 | $173.78M | $147.44M | $412.00K | $11.93M |
| Jun 2024 | $180.60M | $165.64M | $867.00K | $14.42M |
| Jun 2025 | $194.63M | $177.22M | $1.60M | $16.75M |
| Jun 2026 | $205.90M | $187.72M | $1.66M | $17.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $187.72M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $187.72M.
Similar-sized banks
Liberty Bank ($205.98M) · Legacy State Bank ($205.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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