Advertisement
Liberty Bank
Poulsbo, WA · FDIC Certificate #58778 · Chartered 06/1
Total assets
$205.98M
Total deposits
$164.45M
Total equity
$17.92M
Net loans
$165.76M
Branches (offices)
1
Net income (YTD)
$358.00K
Rank: #2,940 of 4,213 U.S. banks by assets · #23 of 28 in Washington. Assets changed 6.6% and deposits 4.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.36% |
| Return on equity | 4.06% |
| Net interest margin (YTD) | 3.17% |
| Equity to assets | 8.70% |
| Tier 1 leverage ratio | 9.35% |
| Uninsured deposits (share of deposits) | 45.6% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 100.8% |
| Real estate loans (share of loans) | 79.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $130.88M | 79.0% | |
| Commercial & industrial | $17.62M | 10.6% | |
| Consumer / individual | $16.00M | 9.7% | |
| Construction & development | $8.84M | 5.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $185.95M | $166.02M | $351.00K | $15.58M |
| Jun 2023 | $187.03M | $141.21M | $193.00K | $16.76M |
| Jun 2024 | $190.73M | $147.37M | $191.00K | $17.36M |
| Jun 2025 | $193.15M | $156.99M | $112.00K | $16.98M |
| Jun 2026 | $205.98M | $164.45M | $358.00K | $17.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $164.45M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $164.45M.
Similar-sized banks
Badger Bank ($206.03M) · Halstead Bank ($205.90M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement