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Hartsburg State Bank
Hartsburg, IL · FDIC Certificate #11716 · Chartered 03/1
Total assets
$18.12M
Total deposits
$16.52M
Total equity
$1.53M
Net loans
$5.42M
Branches (offices)
1
Net income (YTD)
$20.00K
Rank: #4,190 of 4,213 U.S. banks by assets · #320 of 322 in Illinois. Assets changed 10.7% and deposits 10.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.22% |
| Return on equity | 2.61% |
| Net interest margin (YTD) | 2.87% |
| Equity to assets | 8.45% |
| Tier 1 leverage ratio | 11.51% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | 1.22% |
| Loans to deposits | 32.8% |
| Real estate loans (share of loans) | 31.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.70M | 31.4% | |
| Commercial & industrial | $928.00K | 17.1% | |
| Consumer / individual | $192.00K | 3.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $2.66M | 49.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.24M | $18.88M | $46.00K | $1.25M |
| Jun 2023 | $19.35M | $18.17M | $66.00K | $1.08M |
| Jun 2024 | $16.53M | $15.34M | -$56.00K | $1.17M |
| Jun 2025 | $16.37M | $14.96M | -$13.00K | $1.40M |
| Jun 2026 | $18.12M | $16.52M | $20.00K | $1.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $16.52M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $16.52M.
Similar-sized banks
The Bank Of Steinauer ($19.05M) · Huntingdon Savings Bank ($17.89M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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