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The Bank Of Steinauer
Steinauer, NE · FDIC Certificate #10635 · Chartered 06/2
Total assets
$19.05M
Total deposits
$16.49M
Total equity
$1.92M
Net loans
$12.96M
Branches (offices)
1
Net income (YTD)
$114.00K
Rank: #4,189 of 4,213 U.S. banks by assets · #138 of 138 in Nebraska. Assets changed -16.4% and deposits -21.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 12.23% |
| Net interest margin (YTD) | 5.00% |
| Equity to assets | 10.10% |
| Tier 1 leverage ratio | 7.89% |
| Uninsured deposits (share of deposits) | 2.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 78.6% |
| Real estate loans (share of loans) | 64.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.39M | 64.8% | |
| Commercial & industrial | $673.00K | 5.2% | |
| Consumer / individual | $1.65M | 12.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $2.32M | 17.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $15.92M | $14.40M | $27.00K | $1.31M |
| Jun 2023 | $15.82M | $14.04M | $34.00K | $1.37M |
| Jun 2024 | $17.17M | $15.40M | $51.00K | $1.74M |
| Jun 2025 | $22.79M | $20.87M | $137.00K | $1.88M |
| Jun 2026 | $19.05M | $16.49M | $114.00K | $1.92M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $16.49M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $16.49M.
Similar-sized banks
The Farmers State Bank ($19.52M) · Hartsburg State Bank ($18.12M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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