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Integrity Bank SSB
Houston, TX · FDIC Certificate #59342 · Chartered 10/1
Total assets
$339.61M
Total deposits
$292.50M
Total equity
$46.24M
Net loans
$183.62M
Branches (offices)
1
Net income (YTD)
$747.00K
Rank: #2,295 of 4,213 U.S. banks by assets · #198 of 346 in Texas. Assets changed 211.7% and deposits 307.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.47% |
| Return on equity | 3.60% |
| Net interest margin (YTD) | 4.20% |
| Equity to assets | 13.62% |
| Tier 1 leverage ratio | 14.48% |
| Uninsured deposits (share of deposits) | 60.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 62.8% |
| Real estate loans (share of loans) | 87.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $161.04M | 87.7% | |
| Commercial & industrial | $25.56M | 13.9% | |
| Consumer / individual | $292.00K | 0.2% | |
| Construction & development | $42.42M | 23.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2025 | $108.96M | $71.77M | -$1.52M | $36.38M |
| Jun 2026 | $339.61M | $292.50M | $747.00K | $46.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $292.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $292.50M.
Similar-sized banks
Farmers State Bank ($339.83M) · Kaw Valley Bank ($339.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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