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Interaudi Bank
New York, NY · FDIC Certificate #24516 · Chartered 06/1
Total assets
$2.68B
Total deposits
$2.34B
Total equity
$270.95M
Net loans
$1.63B
Branches (offices)
2
Net income (YTD)
$16.42M
Rank: #478 of 4,213 U.S. banks by assets · #36 of 115 in New York. Assets changed 9.5% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.24% |
| Return on equity | 12.32% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 10.12% |
| Tier 1 leverage ratio | 10.02% |
| Uninsured deposits (share of deposits) | 57.1% |
| Noncurrent loans (share of loans) | 2.36% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 69.6% |
| Real estate loans (share of loans) | 83.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.36B | 83.3% | |
| Commercial & industrial | $196.68M | 12.1% | |
| Consumer / individual | $4.13M | 0.3% | |
| Construction & development | $62.18M | 3.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.64B | $2.23B | $8.07M | $189.66M |
| Jun 2023 | $2.21B | $1.92B | $16.93M | $211.76M |
| Jun 2024 | $2.31B | $2.01B | $12.44M | $231.65M |
| Jun 2025 | $2.44B | $2.13B | $12.76M | $249.41M |
| Jun 2026 | $2.68B | $2.34B | $16.42M | $270.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $1.48B | 1 |
| Florida | $856.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.34B.
Similar-sized banks
Inb, National Association ($2.68B) · Machias Savings Bank ($2.67B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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