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Inwood National Bank
Dallas, TX · FDIC Certificate #19080 · Chartered 04/0
Total assets
$4.26B
Total deposits
$3.66B
Total equity
$495.72M
Net loans
$2.46B
Branches (offices)
12
Net income (YTD)
$34.59M
Rank: #324 of 4,213 U.S. banks by assets · #26 of 346 in Texas. Assets changed 0.6% and deposits -0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.57% |
| Return on equity | 14.11% |
| Net interest margin (YTD) | 2.88% |
| Equity to assets | 11.64% |
| Tier 1 leverage ratio | 10.79% |
| Uninsured deposits (share of deposits) | 47.5% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | 0.40% |
| Loans to deposits | 67.2% |
| Real estate loans (share of loans) | 95.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.35B | 95.5% | |
| Commercial & industrial | $115.47M | 4.7% | |
| Consumer / individual | $7.59M | 0.3% | |
| Construction & development | $280.19M | 11.4% | |
| Agricultural | $1.21M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.26B | $3.70B | $36.12M | $395.87M |
| Jun 2023 | $4.33B | $3.57B | $23.16M | $423.96M |
| Jun 2024 | $4.61B | $3.76B | $12.63M | $439.28M |
| Jun 2025 | $4.24B | $3.68B | $25.39M | $460.92M |
| Jun 2026 | $4.26B | $3.66B | $34.59M | $495.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $3.66B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.66B.
Similar-sized banks
Royal Business Bank ($4.27B) · The Bank Of Missouri ($4.23B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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