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Iowa Falls State Bank
Iowa Falls, IA · FDIC Certificate #15311 · Chartered 01/0
Total assets
$201.50M
Total deposits
$162.79M
Total equity
$30.61M
Net loans
$97.56M
Branches (offices)
2
Net income (YTD)
$1.20M
Rank: #2,961 of 4,213 U.S. banks by assets · #141 of 225 in Iowa. Assets changed 4.6% and deposits 6.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 7.84% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 15.19% |
| Tier 1 leverage ratio | 8.64% |
| Uninsured deposits (share of deposits) | 20.6% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 59.9% |
| Real estate loans (share of loans) | 79.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.42M | 79.4% | |
| Commercial & industrial | $10.38M | 10.6% | |
| Consumer / individual | $1.44M | 1.5% | |
| Construction & development | $3.55M | 3.6% | |
| Agricultural | $9.32M | 9.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $153.48M | $137.99M | $821.00K | $11.55M |
| Jun 2023 | $164.02M | $133.76M | -$478.00K | $26.26M |
| Jun 2024 | $180.28M | $141.41M | $681.00K | $28.73M |
| Jun 2025 | $192.62M | $152.41M | $1.40M | $29.75M |
| Jun 2026 | $201.50M | $162.79M | $1.20M | $30.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $162.79M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $162.79M.
Similar-sized banks
First Community Bank And Trust ($201.67M) · Minden Exchange Bank & Trust Company ($201.42M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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