Advertisement
Minden Exchange Bank & Trust Company
Minden, NE · FDIC Certificate #5439 · Chartered 09/0
Total assets
$201.42M
Total deposits
$146.48M
Total equity
$38.45M
Net loans
$107.79M
Branches (offices)
1
Net income (YTD)
$1.57M
Rank: #2,962 of 4,213 U.S. banks by assets · #78 of 138 in Nebraska. Assets changed 4.9% and deposits 0.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.59% |
| Return on equity | 8.30% |
| Net interest margin (YTD) | 4.15% |
| Equity to assets | 19.09% |
| Tier 1 leverage ratio | 19.84% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 1.23% |
| Net charge-offs (share of loans) | 0.53% |
| Loans to deposits | 73.6% |
| Real estate loans (share of loans) | 33.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.97M | 33.4% | |
| Commercial & industrial | $19.78M | 18.4% | |
| Consumer / individual | $4.34M | 4.0% | |
| Construction & development | $150.00K | 0.1% | |
| Agricultural | $48.90M | 45.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $189.37M | $144.73M | $912.00K | $28.16M |
| Jun 2023 | $190.29M | $146.48M | $1.71M | $29.75M |
| Jun 2024 | $184.77M | $138.28M | $1.69M | $33.24M |
| Jun 2025 | $192.00M | $146.25M | $1.59M | $37.57M |
| Jun 2026 | $201.42M | $146.48M | $1.57M | $38.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $146.48M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $146.48M.
Similar-sized banks
Iowa Falls State Bank ($201.50M) · The Citizens Bank Of Cochran ($201.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement