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Jackson County Bank
Seymour, IN · FDIC Certificate #13109 · Chartered 01/0
Total assets
$1.11B
Total deposits
$894.81M
Total equity
$91.41M
Net loans
$898.41M
Branches (offices)
14
Net income (YTD)
$4.23M
Rank: #951 of 4,213 U.S. banks by assets · #19 of 87 in Indiana. Assets changed 6.7% and deposits 5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.78% |
| Return on equity | 9.37% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 8.24% |
| Tier 1 leverage ratio | 8.46% |
| Uninsured deposits (share of deposits) | 50.7% |
| Noncurrent loans (share of loans) | 0.55% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 100.4% |
| Real estate loans (share of loans) | 92.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $831.34M | 92.5% | |
| Commercial & industrial | $59.87M | 6.7% | |
| Consumer / individual | $6.87M | 0.8% | |
| Construction & development | $92.39M | 10.3% | |
| Agricultural | $697.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $754.51M | $664.01M | $3.30M | $62.63M |
| Jun 2023 | $883.96M | $706.81M | $3.59M | $73.57M |
| Jun 2024 | $1.02B | $794.64M | $3.25M | $78.86M |
| Jun 2025 | $1.04B | $847.81M | $4.21M | $84.21M |
| Jun 2026 | $1.11B | $894.81M | $4.23M | $91.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $894.81M | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $894.81M.
Similar-sized banks
Thread Bank ($1.11B) · St. Louis Bank ($1.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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