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Thread Bank
Rogersville, TN · FDIC Certificate #9499 · Chartered 04/0
Total assets
$1.11B
Total deposits
$1.00B
Total equity
$95.86M
Net loans
$416.38M
Branches (offices)
2
Net income (YTD)
$2.99M
Rank: #950 of 4,213 U.S. banks by assets · #28 of 109 in Tennessee. Assets changed 40.6% and deposits 40.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.58% |
| Return on equity | 6.34% |
| Net interest margin (YTD) | 2.90% |
| Equity to assets | 8.63% |
| Tier 1 leverage ratio | 9.75% |
| Uninsured deposits (share of deposits) | 11.0% |
| Noncurrent loans (share of loans) | 0.18% |
| Net charge-offs (share of loans) | 0.47% |
| Loans to deposits | 41.6% |
| Real estate loans (share of loans) | 73.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $307.28M | 73.8% | |
| Commercial & industrial | $51.76M | 12.4% | |
| Consumer / individual | $59.27M | 14.2% | |
| Construction & development | $10.99M | 2.6% | |
| Agricultural | $39.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $334.40M | $309.75M | -$1.36M | $23.34M |
| Jun 2023 | $564.58M | $492.52M | -$877.00K | $41.91M |
| Jun 2024 | $709.47M | $647.34M | $738.00K | $55.39M |
| Jun 2025 | $790.12M | $713.15M | $2.00M | $64.43M |
| Jun 2026 | $1.11B | $1.00B | $2.99M | $95.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $1.00B | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.00B.
Similar-sized banks
Bank Of Labor ($1.11B) · Jackson County Bank ($1.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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