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Jim Thorpe Neighborhood Bank
Jim Thorpe, PA · FDIC Certificate #7599 · Chartered 08/2
Total assets
$265.01M
Total deposits
$241.87M
Total equity
$22.50M
Net loans
$124.20M
Branches (offices)
6
Net income (YTD)
$1.25M
Rank: #2,639 of 4,213 U.S. banks by assets · #85 of 109 in Pennsylvania. Assets changed 7.6% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.96% |
| Return on equity | 11.28% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 8.49% |
| Tier 1 leverage ratio | 10.08% |
| Uninsured deposits (share of deposits) | 20.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 51.4% |
| Real estate loans (share of loans) | 86.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $106.87M | 86.0% | |
| Commercial & industrial | $1.80M | 1.4% | |
| Consumer / individual | $3.42M | 2.8% | |
| Construction & development | $783.00K | 0.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $239.94M | $217.83M | $747.00K | $16.67M |
| Jun 2023 | $232.21M | $211.25M | $665.00K | $15.30M |
| Jun 2024 | $240.67M | $222.40M | $783.00K | $17.57M |
| Jun 2025 | $246.19M | $225.97M | $1.02M | $19.77M |
| Jun 2026 | $265.01M | $241.87M | $1.25M | $22.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $241.88M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $241.88M.
Similar-sized banks
Peoplefirst Bank ($265.64M) · Bank Of Desoto, National Association ($264.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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