Advertisement
Kleberg Bank, N.A.
Kingsville, TX · FDIC Certificate #3286 · Chartered 01/0
Total assets
$736.78M
Total deposits
$655.49M
Total equity
$73.10M
Net loans
$506.32M
Branches (offices)
4
Net income (YTD)
$4.42M
Rank: #1,325 of 4,213 U.S. banks by assets · #118 of 346 in Texas. Assets changed 2.7% and deposits 4.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.20% |
| Return on equity | 12.37% |
| Net interest margin (YTD) | 4.49% |
| Equity to assets | 9.92% |
| Tier 1 leverage ratio | 9.45% |
| Uninsured deposits (share of deposits) | 38.7% |
| Noncurrent loans (share of loans) | 0.10% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 77.2% |
| Real estate loans (share of loans) | 66.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $333.94M | 66.0% | |
| Commercial & industrial | $90.25M | 17.8% | |
| Consumer / individual | $75.58M | 14.9% | |
| Construction & development | $38.97M | 7.7% | |
| Agricultural | $1.97M | 0.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $686.09M | $608.49M | $4.13M | $51.42M |
| Jun 2023 | $711.95M | $620.35M | $3.92M | $50.82M |
| Jun 2024 | $694.45M | $629.84M | $5.11M | $56.62M |
| Jun 2025 | $717.06M | $626.82M | $4.79M | $62.00M |
| Jun 2026 | $736.78M | $655.49M | $4.42M | $73.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $655.49M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $655.49M.
Similar-sized banks
Manufacturers Bank & Trust Company ($738.18M) · The Peoples State Bank Of Newton, Illinois ($736.71M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement