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Lexicon Bank
Las Vegas, NV · FDIC Certificate #59117 · Chartered 08/1
Total assets
$446.24M
Total deposits
$400.08M
Total equity
$43.15M
Net loans
$198.22M
Branches (offices)
1
Net income (YTD)
$2.89M
Rank: #1,920 of 4,213 U.S. banks by assets · #8 of 14 in Nevada. Assets changed 15.6% and deposits 13.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.29% |
| Return on equity | 13.83% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 9.67% |
| Tier 1 leverage ratio | 9.77% |
| Uninsured deposits (share of deposits) | 60.4% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 49.5% |
| Real estate loans (share of loans) | 86.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $171.13M | 86.3% | |
| Commercial & industrial | $21.89M | 11.0% | |
| Consumer / individual | $8.88M | 4.5% | |
| Construction & development | $7.80M | 3.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $235.52M | $208.62M | $64.00K | $23.58M |
| Jun 2023 | $230.24M | $199.71M | $630.00K | $25.20M |
| Jun 2024 | $298.60M | $260.94M | $980.00K | $26.95M |
| Jun 2025 | $386.02M | $352.64M | $1.66M | $30.17M |
| Jun 2026 | $446.24M | $400.08M | $2.89M | $43.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nevada | $400.08M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $400.08M.
Similar-sized banks
Oregon Coast Bank ($446.29M) · The City National Bank And Trust Company Of Lawton, Oklahoma ($446.24M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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