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Liberty Bank
Ironton, OH · FDIC Certificate #28463 · Chartered 01/0
Total assets
$55.74M
Total deposits
$46.23M
Total equity
$9.43M
Net loans
$27.51M
Branches (offices)
2
Net income (YTD)
$195.00K
Rank: #3,999 of 4,213 U.S. banks by assets · #148 of 155 in Ohio. Assets changed -5.5% and deposits -7.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 4.17% |
| Net interest margin (YTD) | 3.89% |
| Equity to assets | 16.92% |
| Tier 1 leverage ratio | 17.96% |
| Uninsured deposits (share of deposits) | 17.5% |
| Noncurrent loans (share of loans) | 0.77% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 59.5% |
| Real estate loans (share of loans) | 87.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $24.07M | 87.5% | |
| Commercial & industrial | $979.00K | 3.6% | |
| Consumer / individual | $2.56M | 9.3% | |
| Construction & development | $42.00K | 0.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $61.51M | $53.75M | $78.00K | $7.66M |
| Jun 2023 | $59.11M | $49.96M | $158.00K | $7.60M |
| Jun 2024 | $60.63M | $52.44M | $62.00K | $8.14M |
| Jun 2025 | $58.99M | $50.13M | $80.00K | $8.85M |
| Jun 2026 | $55.74M | $46.23M | $195.00K | $9.43M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $46.23M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $46.23M.
Similar-sized banks
First Savings And Loan Association ($55.88M) · Sidney Federal Savings And Loan Association ($55.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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