Advertisement
Sidney Federal Savings And Loan Association
Sidney, NE · FDIC Certificate #29379 · Chartered 01/0
Total assets
$55.56M
Total deposits
$44.57M
Total equity
$7.83M
Net loans
$15.39M
Branches (offices)
1
Net income (YTD)
$473.00K
Rank: #4,000 of 4,213 U.S. banks by assets · #128 of 138 in Nebraska. Assets changed 30.4% and deposits 26.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.78% |
| Return on equity | 12.29% |
| Net interest margin (YTD) | 3.56% |
| Equity to assets | 14.09% |
| Tier 1 leverage ratio | 14.21% |
| Uninsured deposits (share of deposits) | 49.1% |
| Noncurrent loans (share of loans) | 2.00% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 34.5% |
| Real estate loans (share of loans) | 90.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $13.96M | 90.7% | |
| Commercial & industrial | $958.00K | 6.2% | |
| Consumer / individual | $649.00K | 4.2% | |
| Construction & development | $5.10M | 33.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $16.96M | $15.82M | $31.00K | $815.00K |
| Jun 2023 | $15.62M | $14.66M | -$89.00K | $659.00K |
| Jun 2024 | $14.00M | $13.14M | -$170.00K | $624.00K |
| Jun 2025 | $42.60M | $35.35M | $36.00K | $7.04M |
| Jun 2026 | $55.56M | $44.57M | $473.00K | $7.83M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $44.57M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $44.57M.
Similar-sized banks
Liberty Bank ($55.74M) · First Community Bank, Xenia-Flora ($55.54M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement