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Lnb Community Bank
Lynnville, IN · FDIC Certificate #4398 · Chartered 09/0
Total assets
$180.96M
Total deposits
$161.28M
Total equity
$17.13M
Net loans
$137.81M
Branches (offices)
4
Net income (YTD)
$1.51M
Rank: #3,108 of 4,213 U.S. banks by assets · #72 of 87 in Indiana. Assets changed 0.7% and deposits 0.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.64% |
| Return on equity | 18.02% |
| Net interest margin (YTD) | 4.07% |
| Equity to assets | 9.47% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 44.6% |
| Noncurrent loans (share of loans) | 0.23% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 85.4% |
| Real estate loans (share of loans) | 94.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $129.78M | 94.2% | |
| Commercial & industrial | $2.54M | 1.8% | |
| Consumer / individual | $5.99M | 4.3% | |
| Construction & development | $8.78M | 6.4% | |
| Agricultural | $312.00K | 0.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $162.66M | $149.35M | $604.00K | $13.13M |
| Jun 2023 | $168.04M | $142.40M | $732.00K | $13.21M |
| Jun 2024 | $173.28M | $142.08M | $711.00K | $14.42M |
| Jun 2025 | $179.76M | $160.45M | $881.00K | $15.77M |
| Jun 2026 | $180.96M | $161.28M | $1.51M | $17.13M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $161.28M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $161.28M.
Similar-sized banks
Gateway Bank ($180.98M) · Slovenian Savings And Loan Association Of Franklin-Conemaugh ($180.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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