Slovenian Savings And Loan Association Of Franklin-Conemaugh

Conemaugh, PA · FDIC Certificate #31994 · Chartered 01/0

Total assets

$180.84M

Total deposits

$167.73M

Total equity

$12.10M

Net loans

$120.87M

Branches (offices)

Net income (YTD)

$250.00K

Rank: #3,109 of 4,213 U.S. banks by assets · #95 of 109 in Pennsylvania. Assets changed 2.0% and deposits 3.5% over the year to June 30, 2026.

Key ratios

Return on assets (YTD, annualized by FDIC)	0.28%
Return on equity	4.17%
Net interest margin (YTD)	2.36%
Equity to assets	6.69%
Tier 1 leverage ratio	9.88%
Uninsured deposits (share of deposits)	4.7%
Noncurrent loans (share of loans)	0.63%
Net charge-offs (share of loans)	0.01%
Loans to deposits	72.1%
Real estate loans (share of loans)	95.7%

Loan mix

Category	Amount	Share
Real estate loans	$115.73M	95.7%
Commercial & industrial	$0	0.0%
Consumer / individual	$3.03M	2.5%
Construction & development	$2.31M	1.9%
Agricultural	$0	0.0%

Five-year trend (June snapshots)

Period	Total assets	Deposits	Net income (year to date)	Equity / net worth
Jun 2022	$158.01M	$146.14M	$202.00K	$11.44M
Jun 2023	$165.88M	$154.28M	$133.00K	$10.56M
Jun 2024	$174.50M	$157.91M	-$218.00K	$10.71M
Jun 2025	$177.38M	$162.03M	-$93.00K	$10.96M
Jun 2026	$180.84M	$167.73M	$250.00K	$12.10M

Where its branch deposits sit (FDIC Summary of Deposits)

State	Branch deposits	Offices
Pennsylvania	$167.73M	5

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $167.73M.

Similar-sized banks

Lnb Community Bank ($180.96M) · Bank Of Hydro ($180.83M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.