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Marion Center Bank
Indiana, PA · FDIC Certificate #7909 · Chartered 07/0
Total assets
$425.18M
Total deposits
$385.48M
Total equity
$26.68M
Net loans
$316.72M
Branches (offices)
7
Net income (YTD)
$1.69M
Rank: #1,978 of 4,213 U.S. banks by assets · #75 of 109 in Pennsylvania. Assets changed 0.2% and deposits 0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.80% |
| Return on equity | 12.93% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 6.27% |
| Tier 1 leverage ratio | 7.91% |
| Uninsured deposits (share of deposits) | 11.2% |
| Noncurrent loans (share of loans) | 1.01% |
| Net charge-offs (share of loans) | 0.13% |
| Loans to deposits | 82.2% |
| Real estate loans (share of loans) | 79.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $251.67M | 79.5% | |
| Commercial & industrial | $48.52M | 15.3% | |
| Consumer / individual | $8.96M | 2.8% | |
| Construction & development | $8.05M | 2.5% | |
| Agricultural | $796.00K | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $396.89M | $361.92M | $1.23M | $17.64M |
| Jun 2023 | $391.41M | $355.45M | $793.00K | $16.37M |
| Jun 2024 | $417.33M | $366.63M | $353.00K | $18.20M |
| Jun 2025 | $424.23M | $383.12M | $1.25M | $22.80M |
| Jun 2026 | $425.18M | $385.48M | $1.69M | $26.68M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $385.48M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $385.48M.
Similar-sized banks
The Commercial National Bank Of Brady ($425.39M) · Centinel Bank Of Taos ($424.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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