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Maspeth Federal Savings And Loan Association
Maspeth, NY · FDIC Certificate #30303 · Chartered 01/0
Total assets
$2.21B
Total deposits
$1.40B
Total equity
$772.27M
Net loans
$1.95B
Branches (offices)
8
Net income (YTD)
$12.12M
Rank: #564 of 4,213 U.S. banks by assets · #41 of 115 in New York. Assets changed 3.1% and deposits 3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.10% |
| Return on equity | 3.16% |
| Net interest margin (YTD) | 3.77% |
| Equity to assets | 34.92% |
| Tier 1 leverage ratio | 34.89% |
| Uninsured deposits (share of deposits) | 12.3% |
| Noncurrent loans (share of loans) | 1.22% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 138.8% |
| Real estate loans (share of loans) | 100.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.96B | 100.9% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $29.00K | 0.0% | |
| Construction & development | $34.53M | 1.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.19B | $1.47B | $12.68M | $690.77M |
| Jun 2023 | $2.11B | $1.36B | $12.57M | $715.78M |
| Jun 2024 | $2.18B | $1.41B | $7.65M | $731.59M |
| Jun 2025 | $2.15B | $1.36B | $8.95M | $750.35M |
| Jun 2026 | $2.21B | $1.40B | $12.12M | $772.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $1.40B | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.40B.
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Lcnb National Bank ($2.22B) · Texas Community Bank ($2.20B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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