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Metropolitan Bank And Trust Company
New York, NY · FDIC Certificate #33656 · Chartered 09/0
Total assets
$31.99M
Total deposits
$8.68M
Total equity
-
Net loans
$5.50M
Branches (offices)
1
Net income (YTD)
-
Rank: #4,135 of 4,213 U.S. banks by assets · #109 of 115 in New York. Assets changed -6.8% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.00% |
| Net interest margin (YTD) | 0.00% |
| Tier 1 leverage ratio | 0.00% |
| Uninsured deposits (share of deposits) | 18.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 63.4% |
| Real estate loans (share of loans) | 65.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.58M | 65.1% | |
| Commercial & industrial | $1.92M | 34.9% | |
| Construction & development | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $37.87M | $14.68M | - | - |
| Jun 2023 | $142.36M | $9.63M | - | - |
| Jun 2024 | $33.66M | $8.18M | - | - |
| Jun 2025 | $34.32M | $8.07M | - | - |
| Jun 2026 | $31.99M | $8.68M | - | - |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $8.68M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $8.68M.
Similar-sized banks
Martinsville First Savings Bank ($32.07M) · Jackson Savings Bank, SSB ($31.87M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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