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Millville Savings Bank
Millville, NJ · FDIC Certificate #30183 · Chartered 12/0
Total assets
$169.91M
Total deposits
$149.25M
Total equity
$19.82M
Net loans
$78.23M
Branches (offices)
2
Net income (YTD)
$278.00K
Rank: #3,173 of 4,213 U.S. banks by assets · #44 of 49 in New Jersey. Assets changed 5.2% and deposits 4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.33% |
| Return on equity | 2.82% |
| Net interest margin (YTD) | 3.10% |
| Equity to assets | 11.66% |
| Tier 1 leverage ratio | 13.63% |
| Uninsured deposits (share of deposits) | 9.3% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 52.4% |
| Real estate loans (share of loans) | 95.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $74.51M | 95.2% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $5.18M | 6.6% | |
| Construction & development | $4.39M | 5.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $156.80M | $141.31M | $215.00K | $15.27M |
| Jun 2023 | $154.80M | $139.40M | $395.00K | $14.92M |
| Jun 2024 | $157.94M | $140.84M | $438.00K | $16.46M |
| Jun 2025 | $161.56M | $142.74M | $319.00K | $18.22M |
| Jun 2026 | $169.91M | $149.25M | $278.00K | $19.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $149.25M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $149.25M.
Similar-sized banks
American Bank Of Baxter Springs ($170.24M) · Templeton Savings Bank ($169.64M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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