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Templeton Savings Bank
Templeton, IA · FDIC Certificate #969 · Chartered 01/0
Total assets
$169.64M
Total deposits
$141.88M
Total equity
$26.55M
Net loans
$107.67M
Branches (offices)
2
Net income (YTD)
$1.33M
Rank: #3,174 of 4,213 U.S. banks by assets · #155 of 225 in Iowa. Assets changed 9.0% and deposits 9.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.59% |
| Return on equity | 10.14% |
| Net interest margin (YTD) | 4.05% |
| Equity to assets | 15.65% |
| Tier 1 leverage ratio | 14.50% |
| Uninsured deposits (share of deposits) | 15.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.9% |
| Real estate loans (share of loans) | 75.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $80.77M | 75.0% | |
| Commercial & industrial | $7.31M | 6.8% | |
| Consumer / individual | $2.81M | 2.6% | |
| Construction & development | $343.00K | 0.3% | |
| Agricultural | $18.26M | 17.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.79M | $151.22M | $620.00K | $20.51M |
| Jun 2023 | $160.78M | $139.04M | $840.00K | $21.16M |
| Jun 2024 | $157.64M | $133.55M | $751.00K | $23.26M |
| Jun 2025 | $155.64M | $129.27M | $997.00K | $25.28M |
| Jun 2026 | $169.64M | $141.88M | $1.33M | $26.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $141.88M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $141.88M.
Similar-sized banks
Millville Savings Bank ($169.91M) · State Bank Of Reeseville ($169.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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