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Milton Savings Bank
Milton, PA · FDIC Certificate #28637 · Chartered 01/0
Total assets
$90.59M
Total deposits
$70.96M
Total equity
$13.12M
Net loans
$61.97M
Branches (offices)
1
Net income (YTD)
$110.00K
Rank: #3,746 of 4,213 U.S. banks by assets · #103 of 109 in Pennsylvania. Assets changed 11.9% and deposits 13.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.25% |
| Return on equity | 1.69% |
| Net interest margin (YTD) | 3.19% |
| Equity to assets | 14.48% |
| Tier 1 leverage ratio | 16.89% |
| Uninsured deposits (share of deposits) | 4.4% |
| Noncurrent loans (share of loans) | 0.06% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 87.3% |
| Real estate loans (share of loans) | 93.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $58.16M | 93.9% | |
| Commercial & industrial | $3.86M | 6.2% | |
| Consumer / individual | $669.00K | 1.1% | |
| Construction & development | $1.48M | 2.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.31M | $59.01M | $10.00K | $12.99M |
| Jun 2023 | $74.71M | $56.36M | -$26.00K | $12.96M |
| Jun 2024 | $76.21M | $58.70M | -$297.00K | $12.64M |
| Jun 2025 | $80.94M | $62.37M | -$218.00K | $12.35M |
| Jun 2026 | $90.59M | $70.96M | $110.00K | $13.12M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $70.96M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $70.96M.
Similar-sized banks
Bank Of Lake Village ($90.59M) · County Savings Bank ($90.36M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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