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Newfirst National Bank
El Campo, TX · FDIC Certificate #3183 · Chartered 01/0
Total assets
$934.93M
Total deposits
$810.85M
Total equity
$115.65M
Net loans
$685.73M
Branches (offices)
9
Net income (YTD)
$15.46M
Rank: #1,109 of 4,213 U.S. banks by assets · #101 of 346 in Texas. Assets changed 2.9% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.27% |
| Return on equity | 27.17% |
| Net interest margin (YTD) | 5.28% |
| Equity to assets | 12.37% |
| Tier 1 leverage ratio | 12.47% |
| Uninsured deposits (share of deposits) | 31.0% |
| Noncurrent loans (share of loans) | 0.21% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 84.6% |
| Real estate loans (share of loans) | 80.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $552.80M | 80.6% | |
| Commercial & industrial | $76.25M | 11.1% | |
| Consumer / individual | $1.89M | 0.3% | |
| Construction & development | $125.69M | 18.3% | |
| Agricultural | $64.14M | 9.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $901.67M | $805.68M | $10.72M | $90.97M |
| Jun 2023 | $964.81M | $859.51M | $16.38M | $98.23M |
| Jun 2024 | $918.64M | $806.52M | $15.80M | $104.00M |
| Jun 2025 | $908.37M | $790.79M | $15.35M | $109.70M |
| Jun 2026 | $934.93M | $810.85M | $15.46M | $115.65M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $810.85M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $810.85M.
Similar-sized banks
American Plus Bank, N.A. ($935.05M) · Passumpsic Savings Bank ($934.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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