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Normangee State Bank
Normangee, TX · FDIC Certificate #3368 · Chartered 01/0
Total assets
$165.49M
Total deposits
$144.85M
Total equity
$19.91M
Net loans
$95.40M
Branches (offices)
2
Net income (YTD)
$569.00K
Rank: #3,197 of 4,213 U.S. banks by assets · #271 of 346 in Texas. Assets changed 8.4% and deposits 13.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 5.82% |
| Net interest margin (YTD) | 4.30% |
| Equity to assets | 12.03% |
| Tier 1 leverage ratio | 14.69% |
| Uninsured deposits (share of deposits) | 22.7% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 65.9% |
| Real estate loans (share of loans) | 84.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $80.28M | 84.1% | |
| Commercial & industrial | $680.00K | 0.7% | |
| Consumer / individual | $13.81M | 14.5% | |
| Construction & development | $2.59M | 2.7% | |
| Agricultural | $1.84M | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $145.71M | $129.46M | $700.00K | $15.79M |
| Jun 2023 | $145.04M | $128.54M | $619.00K | $15.78M |
| Jun 2024 | $147.56M | $130.02M | $579.00K | $17.00M |
| Jun 2025 | $152.71M | $127.84M | $404.00K | $18.25M |
| Jun 2026 | $165.49M | $144.85M | $569.00K | $19.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $144.85M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $144.85M.
Similar-sized banks
First State Bank Of Forsyth ($165.55M) · Movement Bank ($165.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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