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Northeast Community Bank
White Plains, NY · FDIC Certificate #29147 · Chartered 09/0
Total assets
$2.11B
Total deposits
$1.54B
Total equity
$351.71M
Net loans
$1.91B
Branches (offices)
12
Net income (YTD)
$20.62M
Rank: #581 of 4,213 U.S. banks by assets · #44 of 115 in New York. Assets changed 7.2% and deposits 3.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.00% |
| Return on equity | 11.98% |
| Net interest margin (YTD) | 4.93% |
| Equity to assets | 16.66% |
| Tier 1 leverage ratio | 17.32% |
| Uninsured deposits (share of deposits) | 28.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 123.9% |
| Real estate loans (share of loans) | 92.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.77B | 92.4% | |
| Commercial & industrial | $150.39M | 7.9% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $1.40B | 73.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.18B | $930.70M | $8.99M | $204.03M |
| Jun 2023 | $1.60B | $1.32B | $22.48M | $243.72M |
| Jun 2024 | $1.91B | $1.57B | $24.36M | $274.74M |
| Jun 2025 | $1.97B | $1.49B | $22.18M | $316.11M |
| Jun 2026 | $2.11B | $1.54B | $20.62M | $351.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New York | $1.36B | 9 |
| Massachusetts | $182.93M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.54B.
Similar-sized banks
The First National Bank In Sioux Falls ($2.12B) · First Fed Bank ($2.11B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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