Advertisement
Northern Interstate Bank, N. A.
Norway, MI · FDIC Certificate #13784 · Chartered 06/1
Total assets
$193.51M
Total deposits
$170.84M
Total equity
$11.31M
Net loans
$81.05M
Branches (offices)
5
Net income (YTD)
$851.00K
Rank: #3,017 of 4,213 U.S. banks by assets · #54 of 72 in Michigan. Assets changed 1.1% and deposits -2.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.88% |
| Return on equity | 15.30% |
| Net interest margin (YTD) | 3.15% |
| Equity to assets | 5.85% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 25.1% |
| Noncurrent loans (share of loans) | 0.75% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 47.4% |
| Real estate loans (share of loans) | 88.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $71.87M | 88.7% | |
| Commercial & industrial | $5.86M | 7.2% | |
| Consumer / individual | $3.84M | 4.7% | |
| Construction & development | $3.47M | 4.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $190.94M | $179.47M | $536.00K | $9.56M |
| Jun 2023 | $180.02M | $164.72M | $474.00K | $8.29M |
| Jun 2024 | $184.35M | $160.53M | $469.00K | $8.79M |
| Jun 2025 | $191.39M | $175.46M | $636.00K | $9.61M |
| Jun 2026 | $193.51M | $170.84M | $851.00K | $11.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Michigan | $170.84M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $170.84M.
Similar-sized banks
Security Savings Bank ($193.71M) · Western Nebraska Bank ($193.26M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement