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Western Nebraska Bank
Curtis, NE · FDIC Certificate #1983 · Chartered 12/2
Total assets
$193.26M
Total deposits
$163.74M
Total equity
$16.19M
Net loans
$153.26M
Branches (offices)
4
Net income (YTD)
$1.21M
Rank: #3,018 of 4,213 U.S. banks by assets · #81 of 138 in Nebraska. Assets changed 5.5% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 15.59% |
| Net interest margin (YTD) | 4.45% |
| Equity to assets | 8.38% |
| Tier 1 leverage ratio | 10.07% |
| Uninsured deposits (share of deposits) | 7.9% |
| Noncurrent loans (share of loans) | 0.01% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.6% |
| Real estate loans (share of loans) | 60.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $92.53M | 60.4% | |
| Commercial & industrial | $25.54M | 16.7% | |
| Consumer / individual | $3.23M | 2.1% | |
| Construction & development | $6.70M | 4.4% | |
| Agricultural | $31.75M | 20.7% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $155.41M | $139.63M | $732.00K | $10.91M |
| Jun 2023 | $168.30M | $137.56M | $942.00K | $12.15M |
| Jun 2024 | $169.89M | $151.16M | $570.00K | $12.94M |
| Jun 2025 | $183.25M | $152.16M | $1.05M | $13.28M |
| Jun 2026 | $193.26M | $163.74M | $1.21M | $16.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $163.74M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $163.74M.
Similar-sized banks
Northern Interstate Bank, N. A. ($193.51M) · Farmers And Miners Bank ($193.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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