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Outdoor Bank
Manhattan, KS · FDIC Certificate #17685 · Chartered 01/0
Total assets
$648.75M
Total deposits
$572.08M
Total equity
$63.11M
Net loans
$463.18M
Branches (offices)
11
Net income (YTD)
-$831.00K
Rank: #1,461 of 4,213 U.S. banks by assets · #29 of 183 in Kansas. Assets changed 4.7% and deposits 5.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.26% |
| Return on equity | -2.63% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 9.73% |
| Tier 1 leverage ratio | 9.24% |
| Uninsured deposits (share of deposits) | 13.3% |
| Noncurrent loans (share of loans) | 3.83% |
| Net charge-offs (share of loans) | 1.00% |
| Loans to deposits | 81.0% |
| Real estate loans (share of loans) | 82.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $381.29M | 82.3% | |
| Commercial & industrial | $63.48M | 13.7% | |
| Consumer / individual | $601.00K | 0.1% | |
| Construction & development | $45.71M | 9.9% | |
| Agricultural | $27.82M | 6.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $399.76M | $336.57M | $1.15M | $52.77M |
| Jun 2023 | $474.95M | $400.75M | $2.48M | $57.16M |
| Jun 2024 | $562.08M | $489.18M | $2.42M | $58.94M |
| Jun 2025 | $619.43M | $544.95M | -$1.61M | $60.68M |
| Jun 2026 | $648.75M | $572.08M | -$831.00K | $63.11M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $572.08M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $572.08M.
Similar-sized banks
Reliance Savings Bank ($648.92M) · Modern Bank, National Association ($648.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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