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Patterson State Bank
Patterson, LA · FDIC Certificate #12609 · Chartered 01/0
Total assets
$330.71M
Total deposits
$296.28M
Total equity
$26.37M
Net loans
$190.21M
Branches (offices)
3
Net income (YTD)
$1.04M
Rank: #2,332 of 4,213 U.S. banks by assets · #55 of 103 in Louisiana. Assets changed 7.6% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 7.96% |
| Net interest margin (YTD) | 3.03% |
| Equity to assets | 7.97% |
| Tier 1 leverage ratio | 8.92% |
| Uninsured deposits (share of deposits) | 30.4% |
| Noncurrent loans (share of loans) | 1.78% |
| Net charge-offs (share of loans) | 0.36% |
| Loans to deposits | 64.2% |
| Real estate loans (share of loans) | 88.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $167.49M | 88.1% | |
| Commercial & industrial | $14.66M | 7.7% | |
| Consumer / individual | $6.97M | 3.7% | |
| Construction & development | $14.78M | 7.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $314.15M | $291.51M | $1.34M | $20.68M |
| Jun 2023 | $311.57M | $282.38M | $1.02M | $21.83M |
| Jun 2024 | $309.42M | $278.59M | $742.00K | $22.99M |
| Jun 2025 | $307.25M | $274.44M | $566.00K | $24.45M |
| Jun 2026 | $330.71M | $296.28M | $1.04M | $26.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $296.28M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $296.28M.
Similar-sized banks
Northern State Bank ($330.77M) · Texana Bank, National Association ($330.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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