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Texana Bank, National Association
Linden, TX · FDIC Certificate #3302 · Chartered 01/0
Total assets
$330.56M
Total deposits
$291.05M
Total equity
$29.85M
Net loans
$300.05M
Branches (offices)
7
Net income (YTD)
$2.23M
Rank: #2,333 of 4,213 U.S. banks by assets · #201 of 346 in Texas. Assets changed 6.4% and deposits 14.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.30% |
| Return on equity | 15.14% |
| Net interest margin (YTD) | 4.08% |
| Equity to assets | 9.03% |
| Tier 1 leverage ratio | 9.06% |
| Uninsured deposits (share of deposits) | 38.8% |
| Noncurrent loans (share of loans) | 1.36% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 103.1% |
| Real estate loans (share of loans) | 78.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $234.68M | 78.2% | |
| Commercial & industrial | $46.04M | 15.3% | |
| Consumer / individual | $1.81M | 0.6% | |
| Construction & development | $8.87M | 3.0% | |
| Agricultural | $19.72M | 6.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $266.77M | $223.42M | -$184.00K | $20.11M |
| Jun 2023 | $283.20M | $227.61M | $1.00M | $21.76M |
| Jun 2024 | $308.42M | $241.21M | $1.64M | $23.92M |
| Jun 2025 | $310.64M | $255.40M | $1.80M | $26.12M |
| Jun 2026 | $330.56M | $291.05M | $2.23M | $29.85M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $223.23M | 5 |
| Arkansas | $67.82M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $291.05M.
Similar-sized banks
Patterson State Bank ($330.71M) · New Carlisle Federal Savings Bank ($330.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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