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Peoples Bank
Chatham, LA · FDIC Certificate #9328 · Chartered 01/0
Total assets
$86.11M
Total deposits
$72.35M
Total equity
$13.18M
Net loans
$68.01M
Branches (offices)
1
Net income (YTD)
$755.00K
Rank: #3,786 of 4,213 U.S. banks by assets · #95 of 103 in Louisiana. Assets changed -3.8% and deposits -5.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.74% |
| Return on equity | 11.71% |
| Net interest margin (YTD) | 4.97% |
| Equity to assets | 15.30% |
| Tier 1 leverage ratio | 11.66% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 1.32% |
| Net charge-offs (share of loans) | -0.20% |
| Loans to deposits | 94.0% |
| Real estate loans (share of loans) | 80.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $54.66M | 80.4% | |
| Commercial & industrial | $12.08M | 17.8% | |
| Consumer / individual | $2.30M | 3.4% | |
| Construction & development | $7.71M | 11.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $83.72M | $71.93M | $331.00K | $11.18M |
| Jun 2023 | $87.76M | $75.10M | $388.00K | $11.93M |
| Jun 2024 | $85.69M | $73.35M | -$783.00K | $11.59M |
| Jun 2025 | $89.50M | $76.81M | $494.00K | $12.04M |
| Jun 2026 | $86.11M | $72.35M | $755.00K | $13.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $72.35M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $72.35M.
Similar-sized banks
The Farmers State Bank ($86.25M) · The First National Bank Of Gilbert ($86.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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