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The First National Bank Of Gilbert
Gilbert, MN · FDIC Certificate #5150 · Chartered 10/2
Total assets
$86.03M
Total deposits
$76.02M
Total equity
$6.14M
Net loans
$69.31M
Branches (offices)
2
Net income (YTD)
$284.00K
Rank: #3,787 of 4,213 U.S. banks by assets · #180 of 221 in Minnesota. Assets changed 4.9% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.66% |
| Return on equity | 9.35% |
| Net interest margin (YTD) | 3.66% |
| Equity to assets | 7.14% |
| Tier 1 leverage ratio | 7.12% |
| Uninsured deposits (share of deposits) | 14.8% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 91.2% |
| Real estate loans (share of loans) | 88.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $61.62M | 88.9% | |
| Commercial & industrial | $4.24M | 6.1% | |
| Consumer / individual | $4.05M | 5.8% | |
| Construction & development | $2.37M | 3.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.43M | $57.43M | $305.00K | $5.25M |
| Jun 2023 | $73.13M | $56.72M | $251.00K | $5.43M |
| Jun 2024 | $78.47M | $63.95M | $195.00K | $5.62M |
| Jun 2025 | $82.04M | $70.36M | $218.00K | $5.82M |
| Jun 2026 | $86.03M | $76.02M | $284.00K | $6.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $76.02M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $76.02M.
Similar-sized banks
Peoples Bank ($86.11M) · Southwest Bank Of Weatherford ($86.01M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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