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Pickens Savings And Loan Association, Fa
Pickens, SC · FDIC Certificate #31089 · Chartered 01/0
Total assets
$138.29M
Total deposits
$117.24M
Total equity
$13.16M
Net loans
$85.36M
Branches (offices)
2
Net income (YTD)
$478.00K
Rank: #3,398 of 4,213 U.S. banks by assets · #38 of 43 in South Carolina. Assets changed 5.6% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.70% |
| Return on equity | 7.43% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 9.52% |
| Tier 1 leverage ratio | 10.86% |
| Uninsured deposits (share of deposits) | 11.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 72.8% |
| Real estate loans (share of loans) | 98.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $84.31M | 98.8% | |
| Commercial & industrial | $1.03M | 1.2% | |
| Consumer / individual | $858.00K | 1.0% | |
| Construction & development | $4.51M | 5.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $121.21M | $106.88M | $417.00K | $10.07M |
| Jun 2023 | $126.29M | $110.68M | $477.00K | $10.50M |
| Jun 2024 | $126.71M | $110.02M | $274.00K | $11.23M |
| Jun 2025 | $130.94M | $114.08M | $259.00K | $11.51M |
| Jun 2026 | $138.29M | $117.24M | $478.00K | $13.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $117.24M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $117.24M.
Similar-sized banks
Community Bank ($138.34M) · The First National Bank Of Cokato ($138.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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