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The First National Bank Of Cokato
Cokato, MN · FDIC Certificate #5115 · Chartered 11/0
Total assets
$138.15M
Total deposits
$128.07M
Total equity
$9.71M
Net loans
$92.95M
Branches (offices)
1
Net income (YTD)
$978.00K
Rank: #3,399 of 4,213 U.S. banks by assets · #143 of 221 in Minnesota. Assets changed 5.4% and deposits 4.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 20.85% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 7.03% |
| Tier 1 leverage ratio | 8.54% |
| Uninsured deposits (share of deposits) | 38.0% |
| Noncurrent loans (share of loans) | 0.25% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 72.6% |
| Real estate loans (share of loans) | 73.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $68.28M | 73.5% | |
| Commercial & industrial | $20.11M | 21.6% | |
| Consumer / individual | $2.96M | 3.2% | |
| Construction & development | $6.42M | 6.9% | |
| Agricultural | $2.87M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.69M | $102.67M | $629.00K | $4.01M |
| Jun 2023 | $121.88M | $106.02M | $661.00K | $4.64M |
| Jun 2024 | $124.09M | $107.57M | $525.00K | $6.12M |
| Jun 2025 | $131.07M | $122.47M | $757.00K | $8.19M |
| Jun 2026 | $138.15M | $128.07M | $978.00K | $9.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $128.07M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $128.07M.
Similar-sized banks
Pickens Savings And Loan Association, Fa ($138.29M) · Corydon State Bank ($138.02M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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