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Prairie Community Bank
Marengo, IL · FDIC Certificate #34526 · Chartered 04/0
Total assets
$187.52M
Total deposits
$170.88M
Total equity
$15.32M
Net loans
$132.37M
Branches (offices)
4
Net income (YTD)
$674.00K
Rank: #3,066 of 4,213 U.S. banks by assets · #208 of 322 in Illinois. Assets changed 0.7% and deposits 1.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.71% |
| Return on equity | 8.82% |
| Net interest margin (YTD) | 4.12% |
| Equity to assets | 8.17% |
| Tier 1 leverage ratio | 8.75% |
| Uninsured deposits (share of deposits) | 19.8% |
| Noncurrent loans (share of loans) | 2.82% |
| Net charge-offs (share of loans) | -0.08% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 90.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $119.47M | 90.3% | |
| Commercial & industrial | $13.80M | 10.4% | |
| Consumer / individual | $486.00K | 0.4% | |
| Construction & development | $4.57M | 3.4% | |
| Agricultural | $31.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $160.37M | $145.02M | $418.00K | $11.87M |
| Jun 2023 | $160.62M | $144.75M | $699.00K | $11.87M |
| Jun 2024 | $167.28M | $150.74M | $402.00K | $12.41M |
| Jun 2025 | $186.21M | $168.60M | $611.00K | $14.13M |
| Jun 2026 | $187.52M | $170.88M | $674.00K | $15.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $170.88M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $170.88M.
Similar-sized banks
Farmers State Bank ($187.53M) · Savannah Bank National Association ($187.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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