Advertisement
Farmers State Bank
West Salem, OH · FDIC Certificate #8647 · Chartered 04/1
Total assets
$187.53M
Total deposits
$163.04M
Total equity
$13.56M
Net loans
$126.66M
Branches (offices)
6
Net income (YTD)
$1.01M
Rank: #3,065 of 4,213 U.S. banks by assets · #103 of 155 in Ohio. Assets changed 0.9% and deposits -3.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 15.39% |
| Net interest margin (YTD) | 4.53% |
| Equity to assets | 7.23% |
| Tier 1 leverage ratio | 9.30% |
| Uninsured deposits (share of deposits) | 17.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.07% |
| Loans to deposits | 77.7% |
| Real estate loans (share of loans) | 74.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.12M | 74.3% | |
| Commercial & industrial | $21.65M | 17.1% | |
| Consumer / individual | $6.59M | 5.2% | |
| Construction & development | $1.32M | 1.0% | |
| Agricultural | $4.61M | 3.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $180.99M | $172.24M | $608.00K | $8.25M |
| Jun 2023 | $169.34M | $160.71M | $769.00K | $8.29M |
| Jun 2024 | $183.51M | $159.05M | $556.00K | $9.71M |
| Jun 2025 | $185.86M | $169.39M | $697.00K | $11.11M |
| Jun 2026 | $187.53M | $163.04M | $1.01M | $13.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $163.04M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $163.04M.
Similar-sized banks
The First National Bank In Tremont ($187.62M) · Prairie Community Bank ($187.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement