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The First National Bank In Tremont
Tremont, IL · FDIC Certificate #3749 · Chartered 11/1
Total assets
$187.62M
Total deposits
$166.15M
Total equity
$18.70M
Net loans
$123.98M
Branches (offices)
4
Net income (YTD)
$875.00K
Rank: #3,064 of 4,213 U.S. banks by assets · #207 of 322 in Illinois. Assets changed 2.5% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 9.50% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 9.97% |
| Tier 1 leverage ratio | 9.89% |
| Uninsured deposits (share of deposits) | 22.1% |
| Noncurrent loans (share of loans) | 0.66% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 74.6% |
| Real estate loans (share of loans) | 77.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $95.79M | 77.3% | |
| Commercial & industrial | $13.14M | 10.6% | |
| Consumer / individual | $2.59M | 2.1% | |
| Construction & development | $2.90M | 2.3% | |
| Agricultural | $12.29M | 9.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $148.25M | $132.40M | $221.00K | $15.22M |
| Jun 2023 | $150.72M | $129.66M | $282.00K | $15.46M |
| Jun 2024 | $162.16M | $145.48M | $153.00K | $15.85M |
| Jun 2025 | $183.07M | $163.59M | $583.00K | $16.73M |
| Jun 2026 | $187.62M | $166.15M | $875.00K | $18.70M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $166.15M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $166.15M.
Similar-sized banks
Bellevue State Bank ($187.66M) · Farmers State Bank ($187.53M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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