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Prairie Sun Bank
Milan, MN · FDIC Certificate #8207 · Chartered 12/1
Total assets
$107.00M
Total deposits
$92.52M
Total equity
$10.63M
Net loans
$79.72M
Branches (offices)
4
Net income (YTD)
$739.00K
Rank: #3,632 of 4,213 U.S. banks by assets · #165 of 221 in Minnesota. Assets changed -6.1% and deposits 0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.36% |
| Return on equity | 13.97% |
| Net interest margin (YTD) | 4.19% |
| Equity to assets | 9.94% |
| Tier 1 leverage ratio | 9.85% |
| Uninsured deposits (share of deposits) | 13.1% |
| Noncurrent loans (share of loans) | 1.82% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 86.2% |
| Real estate loans (share of loans) | 55.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $44.02M | 55.2% | |
| Commercial & industrial | $9.27M | 11.6% | |
| Consumer / individual | $3.41M | 4.3% | |
| Construction & development | $768.00K | 1.0% | |
| Agricultural | $23.97M | 30.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.14M | $102.15M | $618.00K | $9.71M |
| Jun 2023 | $120.09M | $88.34M | $505.00K | $10.02M |
| Jun 2024 | $113.71M | $86.32M | $588.00K | $8.53M |
| Jun 2025 | $113.95M | $91.71M | $797.00K | $9.87M |
| Jun 2026 | $107.00M | $92.52M | $739.00K | $10.63M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $92.52M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $92.52M.
Similar-sized banks
Community Unity Bank ($107.14M) · The Citizens Bank Of Edina ($106.70M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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